How to Make Money Without a Car

Depending on where you live, making money without a car can be quite a challenge. Having a car is not necessary to earn a living, though. 

There are many ways you can make money without having a car such as working from home, relocating, or other forms of transportation.

Here are some of the best ideas on how to make money without a car.

Work From Home

Working from home may be the easiest way to make money without a car.

Remote work isn’t too terribly difficult to find with the recent increase in popularity.

Freelance work is becoming a more popular type of work-from-home option. This allows you to be an independent contractor with as many people/companies as you prefer.

You are hired more often on a single-job basis, but hourly jobs are available (such as full-time virtual assistant work). 

While there are many options to choose from, here are some websites you can check out to get started today:

If you’re not sure what type of work you can do from home, or remotely from anywhere in the world, read this definitive guide on the best remote jobs.

Relocation

While this may not be an option for everyone, relocating may be a good fit for you if you have a steady job that you enjoy.

Finding a home or apartment closer to your job may mean you can arrive there without owning a car.

If you’re able to live close enough to work, then you can try walking or cycling to work if you own a bicycle.

If you do not own a bicycle, there are services such as Spinlister and RentaBikeNow where you can rent a bicycle in most states. Locations do vary, so make sure that there are bicycles in your area. 

Changing Jobs 

If working from home or relocation is not an option for you, then changing jobs is another opportunity for you to make money without a car.

Whether you want to completely change careers or simply find a job in a closer range to you, this can be a great idea for you if you aren’t personally too attached to your current job. 

If you’re wanting to search for jobs near you and don’t have any local recommendations, you can check websites such as Indeed, Zip Recruiter, Simply Hired, and Glassdoor.

You can submit a search for jobs local to your area and even specify pay range, job type, and more.

How to make money without a car

Public Transportation

Public transportation might be your preferred method of getting to your job if you live in a non-rural area.

The most common form of public transportation available is a bus, but there are other options based on which area you live in. Here are a few options: 

  • Bus
  • Tram
  • Metro
  • Taxi
  • Train

Another option for making money with public transportation is not just using these services to get to your job, but driving them can become your job.

With the median salary averaging $43,030 per U.S. News, this job allows you to make money without owning a car. Driver qualifications do vary based on which state you live in, but these are general requirements: 

  • At least 21 years of age
  • A high school diploma or GED
  • A clean driving record
  • No medical conditions interfering with driving ability 
  • A commercial driver’s license

Carpooling

If you have a neighbor or know someone who lives relatively close to you that owns a vehicle, you might consider carpooling with them.

If you are going in the same direction, this can be a great way to arrive at work, especially if you live in a more rural area where public transportation is not available. 

If you don’t know anyone personally, you can sign up for services such as Moovit. Moovit is a carpool service that connects people who need rides to drivers who are going in the same direction.

If public transportation is not available where you live, you can pay about the same price as public transportation for someone to take you to your job. 

Frequently Asked Questions

How much does it cost to own a car? 

Figuring out how much it costs to own a car can be tricky.

It’s easy to calculate based on your loan (if you have one) or just the cost of the car itself.

What about other costs?

Other costs you should consider: 

  • Fuel
  • Loan interest
  • Insurance
  • Maintenance & other fees
  • Depreciation

According to Nerd Wallet, the average cost of car ownership in 2020 for a car driven 15,000 miles per year was roughly $9,600 per year (or almost $800 per month).

This, of course, varies based on where you live, what type of vehicle you have, how old your vehicle is, etc. If you’d like to use a car cost calculator, you can check that out here

What are the pros of owning a car?

There are many pros to owning a car. The main pro is that you have independence and freedom to go whenever and wherever you’d like.

When you own your car, you don’t have to rely on others or public transportation to pick you up and drop you off. You don’t have to adjust your schedule and can go when you please.  

Another pro to owning a car is, for many, this is a right of passage in life. A car loan is often the first large loan young adults are able to take out in their name to establish their credit score and prove they are responsible.

Since building your credit allows you to apply for even larger loans later in life, such as a home loan, this can be a plus. 

What are the cons of owning a car? 

The main cons of owning a car are all of the fees and costs involved. Depending on the vehicle you choose to buy, this can take a good portion of your monthly income.

It’s also a con that when you purchase a car, you not only have to pay for the car but all of the maintenance and insurance fees that come with it. 

Another con that comes with owning a car is depreciation.

Many large purchases in life can be thought of as an investment, but it’s almost impossible to make more money than you spend on a car. As soon as you drive it off of the lot, the estimated value will decrease.

It is estimated that a car loses between 15% and 25% of its value each year for the first five years.

Final thoughts on how to make money without a car

While owning a car is common today, it is definitely not necessary.

If you live in a larger city where most places are within walking distance from your home, then you might not need a car.

It’s important to consider your personal situation to see if owning a car is right for you.

Regardless of if you own a car or not, there are plenty of ways to earn your living without one.

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Out of the 925 - What we do